Stretched Senior
An enhanced form of senior lending designed to provide higher leverage from a single funding source.
Stretched senior finance is an enhanced form of senior lending designed to provide higher leverage from a single funding source. Extending beyond traditional senior loan thresholds, it can typically support borrowing of up to 75–85% of Gross Development Value (GDV)—reducing the need for additional layers such as mezzanine finance.
Structured as a single, streamlined facility, stretched senior simplifies the capital stack while still delivering the increased funding required to progress larger or more ambitious schemes. This can lead to a more efficient process, lower overall costs compared to blended finance and fewer parties involved in the transaction.
For developers seeking to maximise leverage without added complexity, stretched senior finance offers a practical, cost-effective solution - helping you preserve equity, maintain control and deliver projects with greater efficiency.
