Commercial

A flexible loan secured against property for business or investment. Whether purchasing, refinancing, or expanding premises, it’s tailored to your business’s assets, income potential, and long-term growth goals.

Commercial property finance provides a flexible range of funding solutions for acquiring, refinancing, developing, or unlocking equity from commercial and semi-commercial assets. Lending is assessed on the strength of the property—its income, tenant profile, and lease structure—alongside your overall financial position.

Whether you’re securing a long-term commercial mortgage for a stabilised, income-generating asset or short-term funding for a development or conversion, the right structure is key. Facilities can be tailored for owner-occupiers or investment properties, with stronger tenant covenants and longer leases typically unlocking more competitive terms and higher leverage.
With options including capital repayment, interest-only, or hybrid structures, commercial finance can be aligned to suit your cash flow and long-term strategy, giving you the flexibility and control to grow and optimise your property portfolio with confidence.

Some forms of Commercial Mortgages are not regulated by the Financial Conduct Authority.

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